People struggling with unmanageable finances will be able to get free debt help as a new home service will be operating in Belper next month.
Christians Against Poverty, CAP, will be launching its debt centre on Friday, April 15.
Centre manager Riaan Van Wyk, from Belper Community Church, said: “I believe there is a real need for debt help in Belper and I am excited to be part of the team who will hopefully be making peoples’s lives a little bit easier as we sort out their financial burdens.”
CAP offers people a unique service to people with spiralling personal debt regardless of their age, gender, faith or background and Riann said almost 90 per cent of people who use the service are not Christian.
“Faith doesn’t matter,” he said, “what is important is that people get the help they need.”
The debt centre will be going into peoples homes in Belper and the surrounding areas rather than having clients come to them.
Riaan said: “It is important to do it this way because we will be working with very vulnerable individuals who may have become so depressed about their situation that it they find it difficult to leave their house.
“Also by going to the clients home all the paperwork and letters will be there so it stops people forgetting something we may need to see to help tackle their problems.”
The charity does all the negotiating with creditors and local volunteers offer support to each person face-to-face until the day they are debt free.
The network of CAP is expanding fast to address the need in the UK with 18 debt centres opening just this month.
Christians Against Poverty is determined to reduce hardship throughout the UK via the local church.
It does this through 290 debt centres, a money education programme, CAP Job Clubs and courses to help people learn life skills or break addictions.
Riann added: “We also offer courses to help people learn to make a budget and then live within it for which is the first step people should take if they have money worries not addressing the problem will only make it worse but we are here for everyone.”
Anyone who feels they need help with their finances ring freephone 0800 328 0006 or visit capuk.org and meetings with a Belper representative will be arranged.